HUD Approved Counseling Services
- Agencies funded by the federal Office of Housing and Urban Development to provide prepurchase and mortgage default counseling, home equity conversion (reverse mortgage) counseling and information about the HUD rent assistance program for current and prospective purchasers and tenants.
Homebuyer / Home Purchase Counseling
- Programs that help people who want to purchase a home evaluate their readiness for homeownership, shop for housing that meets their needs, resolve potential credit problems, analyze specific home purchase offers, obtain a mortgage loan with advantageous interest rates and an affordable monthly payment, and complete the paperwork to close the loan and complete the sale. Also included are programs that provide assistance for people who want to refinance a home.
Property Tax Payment Assistance
- Programs that provide financial assistance to enable people to pay all or a portion of their property taxes with the objective of preventing them from becoming homeless. Property tax payment assistance programs may have age, income, disability, need or other eligibility requirements.
Mortgage Payment Assistance
- Programs that make mortgage payments for people who are at risk of losing their homes without assistance. Mortgage payment assistance programs may have age, income, disability, need or other eligibility requirements.